Human-reviewed settlement · now moving money across 135+ currencies
Payments, with a human in the loop

Move money with intention.

Sterling is premium payments infrastructure for platforms that move real money. Accept dynamic UPI collections, disburse worldwide, and let a human approve every transaction before it settles.

Trusted by platforms in gaming, e-commerce & fintech

Trusted by leading platforms worldwide

Novaplay MarketMesh Cashwave Bettr Paylane

The Sterling difference

Oversight, engineered in.

Nothing moves on its own. Every transaction passes through a deliberate, four-step path — the reason platforms trust us with real money.

01

Integrate

Drop in the API. Create a payin or payout with a single signed request.

02

Queued

The request lands in a unified approval queue — never auto-settled.

03

Reviewed

An admin approves or rejects, with reason. The ledger moves only then.

04

Notified

A signed webhook fires; your platform reflects the result instantly.

Capabilities

Everything a modern money platform needs.

Fast local transfers

Quick, secure disbursement to local bank accounts and UPI IDs — single or in bulk.

Dynamic UPI collections

Generate a unique per-transaction QR encoding amount + reference. The payer scans, pays, enters the UTR.

Human-approved settlement

A person reviews every payin and payout. Approve, reject with reason, or bulk-clear a batch.

HMAC everywhere

Signed API requests and signed webhooks. Secrets are shown once, never re-displayed.

Real-time dashboard

Wallet, statements, and live status updates the moment an admin acts — no refresh.

Full audit trail

An append-only ledger reconstructs every balance. Nothing is silently mutated.

Security & compliance

Every transaction reviewed before it settles.

Manual approval isn't friction — it's the control layer. Fraud gets stopped by a person, not a heuristic, and every decision is signed, logged, and reversible in the ledger.

Human approval on 100% of flows
HMAC-SHA256 signed webhooks
Signed API requests (replay-safe)
Keys & secrets shown once
Append-only, reconstructable ledger
Per-admin approval limits & roles
Approval queue
3 pending

Acme Gaming

payout · single

₹1,84,500.00

Beta Market

payin · UPI

₹42,000.00

Gamma Fin

payout · API

₹9,750.00

Payins

A dynamic QR for every payment.

Call the API and we mint a unique UPI QR encoding the exact amount and reference. Your customer scans, pays in any UPI app, and enters the UTR on a hosted page that feels like part of your brand.

  • Unique per-transaction QR + intent link
  • Hosted, on-brand checkout page
  • PSP status as a second signal against fraud
Sterling checkout

Amount payable

₹12,500.00

UTR · 402910453221

Payouts

Three ways to disburse.

Single transfer

Fire one payout via the API or the admin — reviewed, then executed.

Bulk transfer

Upload an Excel of many rows. We validate each, flag the bad, queue the good.

API-triggered

Your end-user requests a withdrawal; your backend calls us; we queue it for review.

The dashboard

Clarity your finance team will love.

app.sterling.com

Wallet balance

₹8,42,190.55

▲ 12.4% this week

Payins

₹2.4L

Payouts

₹1.1L

Volume · 7 days

payin vs payout
pi_01k… approved ₹12,500.00
po_01k… pending ₹9,750.00
pi_02k… approved ₹42,000.00

5m+

Worldwide active users

4.8

Average rating

135+

Currencies supported

24/7

Human support

Insights from those who trust us

“Sterling revolutionised our global payouts. Reviewing every transaction sounded slow — it's the opposite. It's reliable, secure, and a must-have for any team moving real money.”

SJ

Sarah Johnson

CFO, GlobalDesignCo

Get started

Talk to us for API access.

We onboard platforms deliberately. Tell us about your volume and use case, and we'll get you a sandbox key within a day.

  • Sandbox to test before you go live
  • Dedicated integration support
  • Volume-based, transparent pricing

No spam. We'll only use this to set up your account.

FAQ

Quick answers.

Every payin and payout lands in a unified queue. An admin (or a scoped sub-admin) approves or rejects it — the ledger only moves on approval, and a signed webhook notifies you instantly.

Approvals are typically actioned within minutes during business hours. Bulk batches can be cleared in a single action.

Dynamic UPI collections for payins; single, bulk (Excel) and API-triggered payouts to bank accounts or UPI IDs.

Yes. Every account starts in sandbox so you can integrate and test the full flow before switching to live.

Webhooks are signed with HMAC-SHA256 using your webhook secret; money-movement API calls require a signed request within a replay window. Secrets are shown once.

$£

Simplify global
payments today.

Give your platform payments infrastructure with a conscience — and the polish your brand deserves.